Upon becoming an annual member, you will get 12 credits upfront. You will be renewed approximately 12 months from your annual membership enrollment or once you use up all of your credits, whichever comes first, unless you cancel prior to your annual renewal date. If you use all 12 credits prior to your annual renewal month, your membership will renew in the same month that you use your last credit. Other than that, annual members get the same great benefits as our monthly members! Your credits can be used on selections, add-ons or audiobooks interchangeably.